Mr. Monkey, like they say, the "Devil's in the details." Delta has more versions of their dental plans than Baskin Robbins has ice cream flavors. For instance, our TRICARE Retiree Dental Plan is a Delta plan. Cleanings and preventative care is only one thing to look at, the other is the network of dentists that you can use (some times you get your best prices from a small group but can go outside that network at a higher cost). Each plan usually has a list of dental procedures with a different copay or cost sharing percentage for each one of them. There is generally an annual maximum the plan will pay. I think our retiree plan is something like $1500 per person covered. Your dentist might advise that you need an implant. Your insurance might say a removeable bridge is the only thing they'll cover. Generally, you get what you pay for. The other consideration is what is your dental health. If all you generally need is cleanings, the plan you describe might be the best plan for you. Any time you want a 5000 word answer to something please ask me. I've got more XXXX than the proverbial Thanksgiving Turkey.
