Interest rates

Does anyone know of a place that offers a lower interest rate than COSTCO for RV loans.(with 10% down)

Currently they charge 4.59 for a 15 year loan for $40,000.

We are looking at a class B+ purchase and the bank quoted 9.4% for used, 9% for new rv loan! 4% for home equity loan, but we only need $50K and will pay like a car loan. Planning to empty sav acct and replace the $$ with the loan after the fact.

If you are eligible for PENFED, talk to them. I recently purchased a car and financed itthrough the dealer at what I thought was a very good rate. Was able to change to penfed at a very,very low rate. I don't know what you might have to pay for an RV, but it wouldn't hurt to ask.

After you wrote the reply, I checked the PENFED website and the rates were a tiny bit higher and also checked USAA which were about 1/4 percent lower than COSTCO. Anyone with lower rates, Chirp up now!

My credit union (America First) in Utah is offering 3.5 variable and 4.5 fixed with no down. Check your local CU for rates and join one if eligible.