Don't know the real answer - but I doubt it.
I know that financing of a travel trailer can be the same as buying a brick and stick house.
Can you clarify this statement? As far as I know, a house is treated as a "mortgage" loan. A RV (travel trailer) is treated as a "Recreational Vehicle" loan. The RV loan is also considered a luxury, or discretionary purchase.
I agree with what you're probably thinking. I too live and travel fulltime in our RV. Our motor home is our ONLY form of housing - it's our house. (I own "wheel estate"). We can also deduct the loan interest - the same as a regular mortgage. But the loan isn't treated as a mortgage. RV's also didn't qualify for the recent tax deduction for new home buyers. The RV also doesn't qualify for the tax deduction for installing solar panels on your "home".
We recently had difficulties obtaining a loan for a new home (RV). Being a fulltimer contributed to the problems, as some loan institutions wouldn't grant a loan because we didn't have another "household". But we finally found the right bank to deal with. Even then, I had to provide them with a firm sticks and bricks address, instead of our mail forwarding address. I used my fathers address. The lending institution treated the loan as if that was our primary residence.
